Long-Term Care Insurance Hack for Unmarried or Surviving Spouses
Long-term care insurance can be expensive, and this is particularly true for single women. However, we have developed an innovative...
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Long-Term Care Risk May be Greater for Women Than Men
An unexpected health-related event requiring long-term care is a risk that could impact you and your family financially and...
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Why Wealth Management is Failing Women
The wealth management industry has been operating on certain assumptions about the typical client for many years: that “typical...
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The Traditional Long Term Care Market is Crumbling
The number of people buying traditional long-term care insurance continues to contract at a rapid pace, indicated by a 14% decline...
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The Changing Face of Long-Term Care Insurance
Research has found that more than half of people who are 65 years old today will need long-term care at some point in the future...
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Medicaid Per Capita Caps Might Demolish Long-Term Care for Elderly
While the federal government may cover 50% of its costs, it would be a mistake to believe that Medicaid always pays for nursing...
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Know What Medicare and Medicaid Won’t Cover When it Comes to Long-Term Care
According to a RICP survey (Retirement Income Certified Professional), 70% of people 65 and older will need long-term care at some...
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Putting Together a Long-Term Care Strategy
The cost of long-term care is one of the most pressing worries for retirees. However, most people tend to worry rather than take...
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The Insurance That’s Becoming a Luxury
Getting old is expensive. One essential that’s becoming more cost-prohibitive is long-term care insurance, which covers expenses...
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The Rise Of Short-term Care Insurance
The Rise of Short-Term Insurance With all the coverage on the rise in premium costs in the media many consumers, especially...
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The Decline Of Long-Term Care Insurance
The Decline of Long-Term Care Insurance This August, two of the country’s biggest insurance companies, MetLife and Unum, will...
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Living And Dying With Dignity: The Right Combination Of Life, LTC And Critical Illness
We have discussed the merits of Long-Term Care and Chronic Illness Riders in this forum on more than one occasion, always in an...
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Blurred Lines: The Convergence Of The LTC And Life Markets
Looking back over the Long-Term Care related discussions in this forum in 2013, one thing is abundantly clear: The Long-Term Care...
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Examining The Differences Between Chronic Or Critical Care Riders And Ltc Riders
The difference between a Chronic or Critical Care Rider (CCCR) and a true Long Term Care Rider (LTCR) is that the impairment...
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How Cavalier Replaced A $542k Dormant Asset With A $4.5 Million Ltc Pool With Moneyguard
the situation: When 48-year-old Jack* and his wife, 46-year-old Sandra, became increasingly frustrated with the lack of return on...
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