Underwriting in Insurance Planning Deserves A Stronger Focus
It’s interesting to see where people put effort and concern and where they don’t. Take life insurance and underwriting. Where’s...
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Reverse Mortgages Becoming a Solution for Providing Long-Term Healthcare
Why do borrowers choose to take a reverse mortgage? Some want an income boost, others to engage in repairs or upgrade to their...
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Helping Clients Prepare to Fund Their Parents’ LT Care
Talking to clients about solutions for funding long-term healthcare is rarely an easy matter: the subject itself is emotionally...
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States Approving Steep Hikes in LT Care Premiums
There’s little debate over the issue: in the past, insurance companies sold too many long-term healthcare policies based on...
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Advice on Using Your IRA to Pay for LT Care – DON’T
We’ve reported frequently on the high cost of long-term healthcare and ways to go about funding it. Unfortunately, many people are...
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When One Spouse Enters LT Care, What Happens to the Other?
The question of providing long-term care to elderly Americans has become a red-button topic for retirement planners, to say nothing...
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Seniors Concerned at Ever-Rising LTC Premiums
The importance of long-term care insurance, which helps retirees cover the nearly inevitable expense of healthcare at nursing...
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Common Misconceptions about Long-Term Care Insurance
The importance of providing for long-term care – a service that most seniors will need during their retirement – is becoming...
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Insurers Facing Major Long Term Care Policy Payouts
US insurance providers will soon need to make substantial payouts to customers who purchased long-term care policies, which provide...
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Five Ways to Pay for Long-Term Care without Going Broke
A recent study by the Social Science Research Network found that Americans over 65 are filing for bankruptcy at a record clip. From...
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Wanted: Innovative Solutions to Providing Long-Term Care
Let’s say you want to live forever: not on the Heavenly plain, but right here on messy, familiar Earth. If we could provide a pill...
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Hybrid Life Policies and Long-Term Care
In the life insurance industry, policies aimed specifically at providing long-term care are in decline. Clients find them too...
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Businesses Can Leverage Benefits from Long-Term Care Policies
We’ve spent the past few weeks talking about an innovative long-term care insurance product that allows two people with an...
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Cares in the World: LT Care and the Wealthy
Aging, the great leveler. Wealth can protect you from a host of life’s cares (little troubles the slumber more than an empty...
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Siblings Can Save on Long-Term Care Insurance
For the past few weeks, we’ve been talking about innovations in the long-term care space. Long-term care coverage can be enormously...
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Lock in Benefits and Reduce LTC Insurance Costs for an Aging Parent
Making sure that aging parents have the care they need is a responsibility that weighs heavily on adult children. Today, it’s...
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