Lessons, Sinking In: Long-Term Healthcare in a Post-Pandemic World
If you think the independent woman is a modern creation, sprung somehow from the pages of women’s magazines in the 1970s –...
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Long Term Care Planning: Taking a New Look at Life Insurance
I had the chance to visit a nearly long-lost cousin last year, a couple of months before happy get-togethers were put on hold. This...
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Insurance Options for Funding Long-Term Healthcare
We’ve written a good deal about the problem of funding long-term healthcare costs. People are living ever longer, with the average...
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I Don’t Want to Be a Burden: Why People Buy Long-Term Healthcare Plans
In the days before coronavirus, the crisis on financial planners’ lips was the long-term healthcare variety. Our concern was how...
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The Talk No One Wants to Have: Planning for Long-Term Care
No one wants to think about old age, incapacitation, and the long, slow slide toward the grave. God forbid it should happen to you...
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Senate Proposal Could Make It Easier to Fund LTC Insurance
If Congress manages to pass a new bill, currently being worked up in the Senate, tax-and penalty-free withdrawals would be allowed...
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Asking Clients the Hard Questions About LT Care: A Checklist for Your Discussions
The urgency of providing for long-term healthcare costs is well established, yet many advisers are having a tough time in broaching...
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Helping HNW Clients Decide to Self-Insure Against LT Care Costs – or Not
It’s a bit of boilerplate in the profession: high-net-worth clients should provide for long-term healthcare expenses via...
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Ferreting Out Resources to Fund LT Care for Parents
You may have clients in a seemingly swimming situations: not so young anymore, but standing in a good light – a nice career...
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The Costs for Long-Term Care Can be Horrifying
As if the fear of dying weren’t bad enough, there’s also the fear of living too long to contend with. No one wants to end up...
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Build Bridges with Clients by Discussing LT Care
In case you missed it, November is National Long-Term Care Awareness Month. It’s estimated that nearly 80% of Americans will need...
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You Have Long-Term Coverage – What Else Do You Need?
The word has gotten around about the longevity crisis – people are living longer and it’s a two-edged sword. While more time in the...
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As Long-Term Health Insurance Costs Rise, Advisers Respond
We begin with the story of a 66-year-old customer with a problem that’s quite common today: the cost of her long-term healthcare...
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High-Cost Long-Term Care Insurance: Alternatives
Not everyone can buy long-term care insurance. For some, the price becomes cost-prohibitive if they wait too long to make a...
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Long-Term Care Insurance for Peace of Mind – and a Tax Break
People who plan to live a long and happy life – a globe-spanning majority, we wager – must consider that at some point, they’re...
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Save 26% on Your Long-Term Care Premiums
Awareness of the need to plan for the eventual need for care as our physical or mental health declines is higher than ever...
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