So what can you and your retirement team do for protection?
Don’t Be Fortune’s Fool – Protecting Your Retirement Income from Sequence of Returns Risk “Shallow men believe in luck or in...
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The Time Bomb’s Last Seconds – Eleventh-Hour Responses to Biden’s Tax Boost
As I write this on Wednesday, September 8 – just past midnight, that’s how writers roll – the best estimate I can get on when...
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Dear Prudence – Are Well-Funded Retirees Not Spending Enough?
Down the halls of retirement planning offices, the air has been ringing with warnings: the longevity crisis is here. You may live...
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High Anxiety: A $3.5 Trillion Budget – and Higher Taxes for the Wealthy – Draw Near
It’s just about to happen – any day now. Congress will pass its FY2022 budget, followed by some form of infrastructure bill...
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Preparing for the e-Afterlife – Estate Planning Tips for Digital Assets
How would you like to awake one day, and find out that you’re a meme? You might need to look up that term, still something of a...
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Near Total Disclosure – 401(k) Providers Set to Deliver ‘Nest Egg’ Illustrations to Participants
I spend a lot of my time reading about retirement planning. Just not before bedtime. This morning, at 2:30 am, my phone made that...
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Against the 0.5% – Tax Law Proposals That Could Upend Estate Planning
I am not now, nor have I ever been a socialist, let alone a communist; I normally declare this as patently self-evident. Yet now...
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The Unfairness Doctrine – Would Killing the Step-Up Wreck the Economy?
Prolonged years of study have led me to the conclusion: taxation isn’t fair. If my mother were here to read these slim words, I...
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Rebalancing Act – Could SECURE 2.0 Get Citizens’ Retirement Plans Back on Track?
I admit to being grumpy, habitually expecting the worse. Once bitten, twice shy, and in my case, life’s covered me in toothmarks...
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Estate Planning and Cybercurrency – Taking Proper Care of Invisible Assets
Stop the presses: I nearly had a good idea. In researching this article, I discovered how expensive it is to buy a piece of the...
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All Too Real: The Pandemic’s Curious Impact on Society – and Life Insurance
If you could speak to my friends in the States, you’d think the coronavirus pandemic was history. Far from it. A pal of mine in...
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Look at That Sky, Life’s Begun – Talking to Parents About Their ‘Golden Years’ of Retirement
I’m a ‘70’s guy. So when I hear ‘golden years’, my mind strays momentarily from retirement planning to David Bowie. The album that...
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Judge Not and All That – Justifying a Higher Estate Tax
Is paying taxes a moral issue? I’m not so sure, but then I’m commonly the odd man out. The Biden administration has proposed a raft...
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SECURE Act 2.0 – Are There Angels in the Details?
Once in a great while – we’re talking about the government now – things work out fine. Legislation colloquially known as SECURE Act...
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Fatal Inflation – If Inheritance Taxes Rise, Life Insurance Can Soften the Blow on Heirs
Our word for today is a delightful curiosity: the ancient Greek ‘oikos’. It kicks up a dickens of trouble for translators, variably...
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The Domestic Expatriates – The Tax Implications of Working in One State While Residing in Another
I bolted awake the other night, a sharp thought slicing my cloudy mind like a hot whip: where the heck am I? Expatriates of all...
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