Annuities: Friend of Foe? Four Cases Where They Work
Some people like annuities on sight, while others hold their noses at mere mention. The problem comes when people lump all...
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Estate Planning and Divorce: The Smoothening Effect of Life Insurance
Is there anything that can assuage the pain of divorce? Not really – not anything that we could responsibly recommend. Beyond the...
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Ferreting Out Resources to Fund LT Care for Parents
You may have clients in a seemingly swimming situations: not so young anymore, but standing in a good light – a nice career...
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New House Bill Aims at Lower Exemption
There’s a new bill in the House taking aim at the wealthy. It’s called the 99.8% Act, and its objective is to lower the estate tax...
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The Costs for Long-Term Care Can be Horrifying
As if the fear of dying weren’t bad enough, there’s also the fear of living too long to contend with. No one wants to end up...
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Four Tax-Saving Strategies to Consider Before Year End
This year has flown by with the dizzying quickness of any other and your practice is likely humming along at full speed. No matter...
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They’re In the Money: Treat Every Client Like They’re HNW
Consider for your approval the case of Andrew Altfest. We might describe him as a son of the pioneers, in this case Lewis and Karen...
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How Irrevocable Life Insurance Trusts Can Protect Heirs from Taxes
Let’s say you’ve done respectably well in life: you own a considerable business, major real estate holdings, platinum-coated...
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Spooky Stuff: Can Horror Movie Characters Scare Insurance Unbelievers into Action?
You have a client; they need insurance; they won’t sign the dotted line. There’s tested ways to get through to them: case studies...
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Study Suggests Independent RIAs Outshine the Hybrids
A survey has emerged from Zoe Financial that considered the differences between independent registered investment advisors and...
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Build Bridges with Clients by Discussing LT Care
In case you missed it, November is National Long-Term Care Awareness Month. It’s estimated that nearly 80% of Americans will need...
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Estate Tax Can Pay for States Even if the Super-Rich Flee
When Walmart founder James L. Walton died in 1995, the state of Arkansas enjoyed a windfall. Walton’s fortune was $1.65 billion...
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You’ve Built a Sharp Website – But Are Clients Using It?
There’s a new bit of jargon for us to learn, and for a change, we think it’s useful: digital financial attention. Financial...
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Housing Costs: The Real Reason Why Millennials Aren’t Saving for Retirement
In its recent survey of American adults, TD Ameritrade found that 66% of Millennials – defined as those aged 23-38 – say they...
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A Special Relationship: Making Rich Clients Happy in Ways the Other Advisors Won’t
They’re the customers of most financial advisers’ dreams: top-level executives enjoying multi-million-dollar incomes. There are a...
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Explaining the Benefits of Income Annuities to Clients
So much to give, yet so unloved by investors: we’re talking about income annuities, aka longevity annuities. So much to give, yet...
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